Save more on workers’ comp with a strong Return to Work program

Get your employees back to work faster and safer with our proven Return to Work solutions.

Minimize claims costs and maximize recovery

Save on workers’ comp claims with a proactive Return to Work program that gets your injured workers back to health so they can return to the job quickly.

Our program saves an average of $10,000 per claim, and in 2024 alone, reduced customer claims costs by $6 million.

Don’t let injuries cost you more

Modified duty support

Receive tailored modified duty plans that smoothly and safely reintegrate employees back into the workplace. This helps you manage your claims costs and reduce your overall insurance expenses.

Expert guidance

Access proactive consulting and resources to help you create a safe return to work plan before an injury even occurs. This guidance ensures a safe and supportive return for your employees, saving time and money.

Community partnerships

Access nonprofit modified duty opportunities to safely ease employees back into the workplace while supporting community organizations and saving on claims costs. Our program has generated over 50,000 injured worker volunteer hours.

Frequently Asked Questions

  • How can a workers’ comp return to work program reduce my insurance costs?

    A strong workers' compensation return to work program is an effective strategy for managing your insurance costs. Our Return to Work team helps injured workers return quickly and safely, boosting productivity and reducing claims costs. Lower claims costs improve your experience modification rate (e-mod), which translates to a lower insurance premium. Our program saves customers an average of $10,000 per claim.

  • How do I create a return-to-work plan for an injured worker?

    You don’t have to manage it alone. Our Return to Work specialists work closely with you, the injured worker and the medical provider to deliver the best possible outcomes. We help design a modified duty program that supports a safe recovery. Our proven process helps your employees return to work and life quickly, while maintaining the strength of your business.

  • I’m ready to start saving. How can I get a workers’ comp quote?

    It’s easy to get a workers' compensation quote with Pinnacol. See how much you can save and start protecting your business with coverage tailored to your business needs. 

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Josh is our investigations supervisor