Industries we serve

No matter your work, we’ve got you covered with workers’ compensation insurance that cares.

Workers’ compensation coverage for every industry

Each industry faces diverse challenges, and Pinnacol has the expertise to provide customized protection based on your unique business needs. For over 100 years, we’ve protected businesses big and small, from construction to hospitality, with an approach rooted in care. Our industry knowledge keeps your employees safe and the workflows flowing so your business can thrive.

Protect your people, power your business

When you choose Pinnacol, you get:

Tailored safety solutions

Access proactive risk management programs that create safer work environments, customized to your industry’s unique hazards.

Expert claims service

Receive a dedicated claims team ready to provide compassionate assistance when you need it most.

Nationwide coverage options

Get coverage that meets the evolving needs of your business, no matter where you grow.

Industry-specific support

At Pinnacol, our industry-specific Centers of Excellence are designed to provide comprehensive workers’ comp support with services including claims, safety, underwriting, medical case management, Return to Work consulting and more. No matter your industry, our Centers of Excellence are prepared to tackle the particular challenges faced by your business.

We protect a wide range of industries, including:

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Workers’ compensation FAQs

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What industries does Pinnacol cover?

Pinnacol has extensive experience insuring various industries, including construction, healthcare, hospitality, office and administrative services, and many more. Our industry-specific Centers of Excellence offer tailored expertise for your industry.

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What kind of support does Pinnacol offer after I purchase a policy?

Our commitment to you extends beyond just providing a policy. We offer teams, services, resources and education to empower your business. We’re there when the unexpected happens, and we’re keen on preventing workplace injuries. From policyholder training to a suite of workers’ comp resources, we have the tools to help you take control of your workplace safety.

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What happens if an employee gets injured on the job?

If an employee gets injured on the job, Pinnacol’s claims team is here to help. We’ll guide you through the process, from filing a claim to coordinating medical care and facilitating a safe return to work. We’re committed to making the process as easy and stress-free as possible for you and your employees.

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Does Pinnacol offer Return to Work services?

Yes. Our Return to Work program is designed to help injured workers recover safely and return to work as soon as possible. We work with employers and healthcare providers to create modified duty plans and provide support throughout the recovery process. Our Return to Work consultants partner with nonprofits around Colorado to offer back-to-work opportunities, which is an excellent way to encourage injured workers on their road to recovery and provide nonprofits with greatly needed aid.

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How can Pinnacol’s Safety Services help my business?

We offer proactive risk management programs designed to identify and mitigate hazards specific to your industry. Our safety consultants work with you to develop customized solutions that reduce the risk of workplace injuries, ultimately lowering your insurance costs and protecting your employees.

Still have questions?

Contact us

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