Experience the Pinnacol difference

Our care starts with our people

Monica leads the way in workplace safety.

With the largest safety team in the state, we invest in Colorado workers like no one else. Our safety experts partner with businesses to identify hazards and reduce the risk of injuries, leading to lower claims costs and a productive workforce.
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Monica

Aldo provides top-rated claims support.

Our dedicated claims team focuses on getting injured workers the right care, so they can return to work quickly and safely. This lowers claim costs and, ultimately, reduces premiums for Colorado businesses.
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Aldo

Nevine creates better outcomes for injured workers.

Pinnacol’s Return to Work team finds innovative pathways back to work for injured workers. From online options to partnerships with Colorado nonprofits, our team helps workers safely and efficiently return to their jobs, saving businesses money.
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Nevine

Lluvia provides unmatched care to our customers.

Colorado businesses can rely on Pinnacol for inclusive workers’ compensation solutions. Our team of bilingual experts provides specialized care for Spanish-language workers, including claims support, training and other valuable resources.
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Lluvia

Chris keeps Pinnacol #1 for workers’ comp in Colorado.

Our underwriters craft policies to meet the unique needs of Colorado business. This personalized approach ensures Colorado businesses have the best protection in place, giving them peace of mind to focus on what they do best.
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Chris

Where care meets savings

We believe that providing the best care for workers goes hand in hand with cost savings for businesses. That’s why we offer Pinnacol Edge™ and our annual dividend program.

With Pinnacol Edge, businesses receive up to 15% in upfront savings through our premier service offerings. Plus, our annual dividend program rewards businesses committed to workplace safety. Over the years, we’ve distributed hundreds of millions of dollars to Colorado businesses.

A commitment to care pays off in savings. Pinnacol’s award-winning claims, Return to Work and safety teams work hard to protect businesses, ultimately putting money back into their bottom line.

Safety services

You can relax, knowing you have Colorado’s largest and most experienced safety team backing your policy and advising you on ways to lower your e-mod.

Return to Work

Expert consulting and resources are designed to help workers recover from an injury quickly — saving both employees and employers time and money.

Claims management

Our award-winning claims management team resolves claims faster than our competitors do*, and is just another way we bring down costs for customers.
*Pinnacol resolves 25% more claims than competitors at our first required reporting to NCCI.

Pinnacol cares for more than

1

Million
Workers

in

50,000

Colorado
Businesses

See why businesses trust our care

Support when it matters most

At Pinnacol, we’re keen on preventing workplace injuries  and we’re there when the unexpected happens.

Our dedicated claims team work closely with injured workers, providing personalized support every step of the way. Our talented Return to Work specialists then help create safe and healthy pathways back to work.

Our average cost per claim is 10% lower than the competition, and our Return to Work program reduced employer claims costs by over $1 million in 2023 alone.

Learn more about our Return to Work program
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Investing in safety to protect Colorado’s workforce

Caring for the workforce starts with creating safe and healthy work environments. Our safety experts partner with businesses to provide tailored solutions that prevent injuries.

We invest in workplace safety like no other company because we care about protecting what matters most to businesses — their people.

In the past 6 years

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7,965
business_center
Colorado
businesses visited
35,000
forum
Hours on business consulting
$8.9
health_and_safety
million invested in
worker safety

Leading to

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40%
assignment_ind
of customers with a reduction in claims the year following a visit
27%
assignment_returned
average claims decrease each year for up to three years following a visit

Highest rated by injured workers

For over 100 years, Pinnacol has protected Colorado’s workforce with top-rated care. We know that better injured worker care means lower claims costs for business owners — and faster recovery for workers. Our commitment to top-rated care is reflected in our consistently high injured worker satisfaction scores — the highest among major Colorado carriers for nearly a decade, consistently above the 4.0 benchmark, including top scores from Spanish-speaking workers.

Real stories of care

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We’re a team of compassionate individuals who ensure Colorado workers receive the care they deserve. Don’t just take our word for it — hear from injured workers in their own words.

Get a quote.

It only takes three minutes.

Giving back to our community

We’re passionate about giving back to the communities where we live and work. In 2024, we invested over $1.1 million and more than 3,000 volunteer hours in Colorado through grants, scholarships, sponsorships, and employee volunteer and giving programs.

Learn more about our commitment to Colorado
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