Criteria to Determine Employee or Independent Contractors

Identify which of your workers are considered employees (who must be covered on your workers' comp policy) and which are independent contractors.

Created for: Pinnacol policyholders and their HR managers

This information sheet helps you:

• Identify which of your workers are considered employees (who must be covered on your workers' comp policy) and which are independent contractors
• Determine the nature of the relationship as defined by the Colorado Workers' Compensation Act. (NOTE: This is somewhat different than Internal Revenue Service guidelines)

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