We put money back into our customers’ businesses.
Pinnacol believes that prioritizing workplace safety is a win-win. Our annual dividend program is our way of giving back to customers who share our commitment to creating safe and healthy workplaces. It rewards their efforts by putting dollars back into their bottom line.
The general dividend is a portion of our surplus returned to eligible policyholders. It’s a way to recognize our customers’ efforts to create a safe workplace and maintain a low loss ratio. Unlike publicly traded companies, we don’t pay dividends to shareholders — we share our success with you.
The dividend amount is determined based on your premium size and loss ratio.
To qualify, your policy must expire within the dividend period and maintain a favorable loss ratio.
Dividend checks are typically distributed in March of the following year.
Over the years, we’ve distributed hundreds of millions of dollars in dividends, making a real difference for Colorado businesses. In March 2024, we distributed general dividends to customers for the ninth consecutive year.
"I oversee accounting, finance and HR, so I don't make money for the business, but it means a lot that if I manage our workers’ comp policy and claims, we'll see a dividend check from Pinnacol."
— Liz Talbott, Talbott Farms, Palisade
To be eligible for the 2024 dividend, your policy must:
